Tuesday, June 10, 2014

Review of usa house for sale::Price History Of House For Sale?







Review of usa house for sale::Price History Of House For Sale?








Much               to               the               delight               of               some               and,               woe               to               others,               President               Barack               Obama               recently               signed               sweeping               health               care               reform               legislation               into               law.

Although               nothing               in               the               health               care               reform               legislation               is               written               into               stone,               if               the               House               and               Senate               can               agree               to               reconcile               the               two               bills               (as               is               expected)               Americans               can               expect               to               see               a               significant               change               in               the               way               their               health               care               needs               are               met.

Pundits               the               world               over               are               all               putting               their               own               spin               on               how               the               health               care               bill               will               affect               you.

Often               explanations               of               health               care               reform               tend               to               be               filled               with               political               diatribe,               confusing               terminology,               and               hard               to               understand               language.

But               what's               the               truth?
               The               Basics               
               -               Citizens               will               be               required               to               have               health               insurance               by               law.

However,               this               part               of               the               legislation               will               not               take               effect               until               2014.
               -               Because               everyone               will               be               required               by               law               to               have               insurance,               the               government               will               impose               regulations               on               insurance               companies               and               employers               with               more               than               50               employees               to               make               insurance               more               affordable               and               easier               to               obtain.
               -               Eventually               it               will               be               illegal               for               insurance               companies               to               deny               coverage               because               of               a               preexisting               condition.

Initially               this               portion               of               the               health               care               reform               bill               will               only               cover               children,               however               it               will               be               extended               to               cover               all               citizens               by               2014.
               -               Insurance               companies               will               not               be               allowed               to               charge               higher               rates               to               people               in               bad               health.
               -               In               order               to               offset               the               higher               risk               to               insurance               companies,               the               government               will               maintain               a               "reinsurance"               pool,               in               which               it               backs               up               the               benefits               of               people               with               health               insurance               using               public               dollars.

These               funds               are               only               temporary,               and               it               is               not               yet               clear               how               long               this               program               will               last.
               -               Americans               who               choose               not               to               purchase               medical               insurance               will               pay               a               fine.

This               amount               will               increase               as               time               goes               on,               up               to               2.5%               of               a               family's               income               in               2016.

After               2016               this               fine               will               increase               or               decreased               based               on               consumer               price               indexes.
               Medicare               
               -               Funds               for               Medicare               will               be               cut.

While               analyst               disagree               on               the               amount,               Medicare               will               still               operate.
               -               Medicare               will               now               cover               preventative               medicine.
               -               Medicare               payroll               deductions               will               increase               to               2.5%
               -               Employers               will               no               longer               receive               a               tax               deduction               for               contributing               to               Medicare               part-D.
               Seniors               
               -               The               government               will               incrementally               bring               about               discounts               for               senior               purchasing               prescription               drugs.

For               now               they               will               only               receive               a               $250               rebate,               but               later               they               can               expect               a               mandatory               50%               discount.
               -               In               order               to               offset               the               higher               risk               to               insurance               companies,               the               government               will               maintain               a               "reinsurance"               pool,               in               which               it               backs               up               the               benefits               of               seniors               with               health               insurance               using               public               dollars.

These               funds               are               only               temporary,               and               it               is               not               yet               clear               how               long               this               program               will               last.
               New               Taxes               
               -               An               additional               10%               tax               will               be               charged               to               tanning               salon               customers.
               -               Because               states               will               be               required               to               offer               various               services               under               the               health               care               reform               bill,               some               states               may               increase               taxes               to               offset               the               costs.
               -               As               mentioned               above,               employees               will               be               required               to               increase               their               medicare               contribution               to               2.5%.
               -               The               tax               withdrawals               from               health               savings               account               will               be               increased               to               20%.
               -               Hospital               insurance               plans               will               be               taxed               .9%.
               -               A               new               unearned               income               (investments)               tax               will               be               imposed               of               3.8%.
               -               The               government               will               implement               a               2.9%               tax               on               the               sale               of               medical               equipment.
               -               Some               citizens               and               analyst               consider               the               fine               for               not               having               health               insurance               to               be               a               tax.

Although               this               is               debatable.
               While               the               topic               of               health               care               reform               is               a               contentious               issue,               many               Americans               are               mostly               concerned               with               the               effect               the               bill               will               have               on               them.

What               we               have               is               a               mixed               bag.

While               access               to               health               care               will               increase,               so               will               taxes.

Whether               the               bill               is               right               or               wrong               is               for               you               to               decide.

But               at               least               now               you               know               how               the               law               will               affect               you               and               your               family.
               Sources:               Timeline:               How               Healthcare               Refrom               Will               Affect               You,               CNN.
               Health               Care               Reform               Assumes               Would               Pay               Fine               Rather               Than               Get               Coverage,               Fox               News.
               A               By-The-Numbers               Look               At               Health               Care               Reform,               Associate               Press.






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