Review of house 4 sale::For Sale by Owner? - What's Your Question?
Review of house 4 sale::For Sale by Owner? - What's Your Question?
You have decided to sell your house. That is am important decision. It can be a stressful time; you'll have to have strangers walking through your house, you'll have to negotiate the price, you'll have to pack up all of your belongings and move. So, why not take some time before you've got an offer and locate all the documents you'll need to complete the sale. In addition, you may find that you can not locate something you were sure you had. If you get all of your documents together ahead of time, you will have plenty of time to replace anything that you can't find. You may also discover that you need permits from your local town hall. Getting these can be time consuming. If you begin the process now, you won't have to hold up your sale or make any last minute negotiations. 1.Deed or deeds to the property a. Property description b. Exact boundaries and size of the plot or acreage c. Tax map number of section, block and lot d. Restrictions and easements (others' right to property including mineral, water and drilling) legally binding all future owners e. Description of any property sold from original purchase 2. Surveys, survey maps, tax maps. Often, the buyer's bank will want a new survey of the property. This is the usually responsibility of the buyer to order and pay for. However, while your house is for sale, prospective buyers may want to get an accurate idea of property boundaries, so if you have a survey or tax map be sure to find it. 3. Title insurance policy or title search information. You will need a copy of your title insurance certificate or policy. This states that you own the house and that no one else except your mortgagor makes claim to the property. You will need this documentation. 4. Property taxes (any reduction due to veteran's or other exemption?). If you have any property tax exemptions, be sure to let the buyer know before contracts are signed for the sale or your house. For example, the buyer many not be entitled to your Veteran's exemption. A buyer can claim misrepresentation if the true property tax amount is not disclosed. 5. Mortgage information (including first and second mortgages, any liens, judgments or equity loans on the property). You will also need to get a pay off amount from your mortgagor shortly before the closing. The buyer or his attorney will need to make out a check to your bank for this amount. 6. Insurance. Make sure that you have all insurance certificates on file and that they are current. 7. Engineering or contractor inspection report. Your buyer will almost certainly want to have his or her own building inspection of your house. However, if you have had a recent engineering or contractor inspection report, you many want to have it accessible to prospective buyers. 8. Guarantee and warranties. The buyer will appreciate having any warranties or instruction manuals for the appliances, etc. Also, you may have guarantees for items like a roof or central air conditioning unit. Be sure to turn these over to the buyer at the closing. Having them handy may even be a selling point to a buyer. 9. Contracts and leases. If you have a tenant, be sure to have a copy of his or her lease on hand, as well as any other contracts you any have involving your house. 10. Utility bills. Prospective buyers will often want to know what the costs are of running your house. Of course, prices will vary from year to year and so will their usage. But it is a good idea to have these bills handy as a guideline. 11. Termite inspection or guarantee. In most areas, the seller is responsible for delivering a house free and clear of any wood eating insects or from damage due to those insects. A bank generally will not finance a house that has live termites or carpenter ants. The buyer will often have an inspection done to determine if any of these insects are present. If a treatment is determined to be necessary, be sure to get a treatment and a one year guarantee. Bring the guarantee to the closing. 12. CO's (certificates of occupancy) by your local town for additions or changes to existing structure and/or property as well as for original structure. It is a great idea to make sure that these are all in order when or before you list your house for sale. If you have made any changes to the structure of the house, if you have added or enlarged windows or if you have finished previously unfinished space, you will need a Certificate of Occupancy from your local town hall. Don't wait until the last minute for these. No one wants to get to the closing table, only to find out that the sale is held up because you are missing a permit. Your local Realtor may be able to help you determine if you need any additional permits or Certificates of Occupancy. Smooth Sailing Now that you have all of your documents ready, you can proceed with the sale or your house. You will not have to make any concessions because you have something missing at the last minute. If you have all of your paperwork handy and current, you will find that the process of selling your house will go more smoothly. Be sure to check with your local Realtor or attorney as customary paperwork may vary from region to region. |
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Labels: Existing Home Sales, Government Owned Homes for Sale, Home Sales in My Neighborhood, Homes Sale Owner, Houses Sale Huntsville TX, Re Max, Recent Home Sales My Area, Sheriff Sale Homes
Review of houses 4 sale::Log Homes For Sale In Wyoming?
Review of houses 4 sale::Log Homes For Sale In Wyoming?
The most extreme Halloween attractions, where you can spend time with the gogglers, where the evil dead comes alive, and scare you out of your mind can be found, at the Dead Acres Haunted Hoochie, located in Patatskala, Ohio, also serving the Columbus, area. You're dare to trick, or treat, and see everything that is not sweet. The Haunted Hoochie has added this year their newest attraction feature simulated live demon birth. You can buy tickets on sale for $17.00, or purchase a V.I.P ticket for only $27.00 on-line at. You may want to bring money to the Haunted Hoochie, to buy food, and merchandise. The Dead Acres Haunted Hoochie complete days of operation, rain or sunshine begin on, Thursday, September 25, 2009. The haunted Hoochie will be opened to the public every night. The Haunted Hoochie ends on Saturday, November 1, 2009. Among the most extreme haunted houses serving the Columbus area is, the House of Nightmare, located at 477 S. Front St. in Columbus Ohio 43215. This year is all new effects. You would how to come see why the House of Nightmare at Terror Fest was selected as one of America's best haunts by, www.AmericasBestHaunts.com where you will be entertained by the darkest, and scariest place on earth. The House of Nightmare at, Terror Fest consists of 2 extraordinary attractions, the House of Nightmare, and the Brewery Butcher Serial Killer. This state of the art attraction puts you into the demented nightmare experience by one of the nations first serial killer. The Butcher murdered more than 38 peoples doing the Heyday of Columbus, thriving Brewery District. Now he's back, and he's waitng for you. Operation date starts September 25, 2009, and last through November 1, 2009. Operation hours starts at 7:00 pm to 10:00 pm, Sunday through Thursday. 7:30 pm to 12:00 midnight, Friday and Saturday. For ticket sales visit, www.theterrorfest.com. The Ohio Haunted Santa Maria is located in Battelle River Front Park at, 25 Marconi Blvd, Columbus, Ohio. Climb abroad this ship for the most tense experience in fear for Halloween scariest attractions, if you dare not to be afraid of surprised attacks. You will experience the ultimate ghostly attractions in Columbus, Ohio. Do you have any fear of crawlers, and creepers, then look out for the spiders, and rats, be careful not to run or hit, you may get hurt. Bring along with you your family and friends, watch over your shoulder for skeletal kins, and never turn your back from the scariest moments, you'll ever experience aboard the Haunted Ship. For tickets onsale, or group rates available with advanced reservations, call (614) 645-8760. You can also visit online at, www.hauntworld.com, or www.santamaria.org, for online ticket purchases, and ticket prices by clicking on spectacular events link. There is three operation dates aboard the Ohio haunted Santa Maria starting October 29, 30, and 31, 2009. |
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Labels: Existing Home Sales, Government Owned Homes for Sale, Home Sales in My Neighborhood, Homes Sale Owner, Houses Sale Huntsville TX, Re Max, Recent Home Sales My Area, Sheriff Sale Homes
Review of hud housing for sale::What happens when a hud home is taken off the mls list ...
Review of hud housing for sale::What happens when a hud home is taken off the mls list ...
Los Angeles has the second largest population among U.S. cities. HUD has a big presence in the L.A. housing market and regularly sells Los Angeles HUD homes to the public. What happens is that the Federal Housing Administration, which is part of HUD, insures certain Los Angeles mortgages. The home owners who have some of these mortgages go into default, forcing HUD to buy the property at a foreclosure auction to try to make back the money. Buyers of real estate can use HUD listings in an online website to find HUD homes in Los Angeles. They can then proceed to place bids for buying the L.A. properties by selecting the services of a Los Angeles real estate broker. Step 1: Use HUD's home listing service at hudhomestore.com/HudHome/Index.aspx to find Los Angeles properties for sale by HUD. To get to the L.A. listings, select California from the home-page map and then enter Los Angeles as the city. You will then get a listing of all L.A. HUD homes. If you are operating under a budget or need a specific size or location, then you can use the other search parameters to find HUD properties to suit your preferences. Also keep in mind that L.A. is full of real estate investors. But if you are one of these investors, only some of these Los Angeles homes are available to you for bidding. You can see which ones are available by choosing "Investor" as the buyer type when looking for Los Angeles homes. Step 2: From the same home page on that HUD site, you can also find a real estate broker in the Los Angeles area. Select the "Find a Broker" link to get to the broker/agent search page. You can then enter L.A. or a city in the area to find a broker approved by HUD to place bids on California HUD homes. Step 3: See if you can get a mortgage loan from a local lender in the Los Angeles area. If you do not have sufficient cash to purchase a HUD Los Angeles property, then financing is a must. Step 4: Ask your broker for a list of the documents you need to place bids on L.A.-area properties. Once you have submitted all of the necessary paperwork, the broker can then place bids on your chosen Los Angeles HUD homes. Step 5: After getting a bid approved by HUD, you will then pay a deposit and complete your financing agreement for any loans. A California closing agent will then close on your Los Angeles property. Step 6: Next, you will need to file a deed with the county recorder, whether that be Los Angeles County or some other county in the area. This is a vital step that allows you to protect your ownership rights in any HUD homes in Los Angeles that you purchase from HUD. Sources: HUD Home Listings |
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Labels: Free HUD Foreclosure List, Government Homes for Sale, Government Owned Homes for Sale, HUD Foreclosure Listings, HUD Properties for Sale, Hudforeclosed, Repossessed Homes, Veterans Affairs Homes for Sale